Client Settlements


Current CreditorOriginal CreditorSettlement %
Alliance OneCapital One40.00%
Allied InterstateGE Money Bank41.22%
American ExpressAmerican Express40.00%
American General FinanceAmerican General Finance50.00%
Apex Financial ManagementEquable Ascent Financial49.88%
ARSIAmerican Express40.00%
BeneficialBeneficial37.00%
Bill Me LaterBill Me Later50.00%
Bowman, Heintz, BosciaHSBC Bank52.00%
Capital Management ServicesCitibank40.00%
Capital OneCapital One39.33%
CardWorks ServicingMerrick Bank40.00%
CardWorks ServicingMerrick Bank40.00%
CardWorks ServicingMerrick Bank50.00%
Chase BankChase Bank50.00%
Chase BankChase Bank40.00%
Chase BankChase Bank50.00%
Chase BankChase Bank41.25%
Citi CardsCiti Cards45.00%
Client Services, Inc.FIA Card Services40.00%
CollectcorpBank of America45.24%
Creditors Financial GroupBank of America40.10%
Creditors InterchangeFIA Card Services35.00%
Creditors InterchangeResurgent Capital Services40.00%
DiscoverDiscover50.00%
Enhanced RecoveryGE Money Bank40.00%
First SourceAmerican Express40.00%
First SourceCapital One40.00%
Focus ReceivablesWells Fargo40.00%
Focus ReceivablesDiscover40.00%
Frederick J. HannaChase Bank40.00%
Frederick J. HannaChase Bank43.00%
Frederick J. HannaChase Bank50.00%
GC ServicesSears43.20%
Glasser and GlasserFIA Card Services50.20%
Global Credit & CollectionCapital One50.00%
Houston FundingHSBC Bank42.00%
IC SystemChase Bank35.00%
IC SystemBank of America40.00%
IntegrityDiscover35.00%
John C. BonewiczEquable Ascent Financial41.70%
Lane BryantLane Bryant50.00%
Meyer & NjusGE Money Bank39.97%
Mitchell N. KayPortfolio Asset Management40.00%
Nathan & NathanCapital One44.10%
National Enterprise SystemsGE Retail Consumer Finance40.00%
Nationwide Credit IncGE Money Bank50.00%
Nationwide Credit IncGE Money Bank50.00%
NCO FinancialAmerican Express40.00%
NCO FinancialAmerican Express40.00%
Nelson & KennardUS Bank50.00%
Nelson WatsonCapital One39.00%
Northland Group Inc.LVNV Funding40.00%
Oliphant FinancialHSBC Bank50.00%
Palisades CollectionChase Bank40.00%
Phillips & CohenPortfolio Asset Group34.35%
Phillips & CohenPortfolio Asset Group40.00%
Phillips & CohenUS Bank40.50%
RAB Inc.Capital One36.93%
Ramona A. BreenSt. Lawrence FCU41.70%
Rausch, Sturm, Israel...FIA Card Services40.00%
RBS Card ServicesRBS Card Services50.00%
Richard J. BoudreauCitibank45.00%
Richard J. BoudreauRBS Card Services37.22%
Richard J. BoudreauLVNV Funding44.00%
Richard J. BoudreauGE Money Bank43.00%
Schlee & StillmanDiscover50.00%
Sentry CreditAdvanta Bank Corp40.00%
Stellar Recovery Inc.US Bank40.50%
Suttell and HammerHSBC Bank55.60%
Suttell and HammerCitibank51.00%
TalbotsTalbots50.00%
The Moore Law GroupAmerican Express51.00%
United Recovery SystemsCapital One50.00%
Wells FargoWells Fargo49.60%
Wells FargoWells Fargo35.00%
Wells FargoWells Fargo41.00%
Wells FargoWells Fargo50.00%
Weltman WeinbergDiscover45.00%
West Asset ManagmentWashington Mutual40.00%
West Asset ManagmentWashington Mutual35.00%
West Asset ManagmentBarclays45.00%
West Asset ManagmentBarclays42.30%
West Asset ManagmentBarclays40.00%
Western Mass CreditCitizens Bank44.90%
WFNNBVictoria"s Secret50.00%
Wright & LerchAmerican Express45.00%
Zwicker & AssociatesGE Money Bank45.30%
Zwicker & Associates Bank of America40.00%
Zwicker & AssociatesChase Bank40.00%
Settlement Letter Average43.31%
Settlement Target from Data43.10%

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Beneficial account settled for 37.00% of the original balance.
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  *Disclaimer: The articles, illustrations, testimonials, and examples given in this website are in no way indicative of the actual results you may experience by using Halo Financial Services, LLC's Debt Settlement process. No specific outcome is expressed, implied or promised, and your actual results may vary. If you settle a debt with a creditor for less than the full balance, you may have to pay income taxes on the amount by which the debt was reduced. Consult your attorney or CPA for more details. Halo Financial Services, LLC is not a law firm and does not offer legal, accounting, or tax advice. Debt services may not be available in all states. Halo Financial Services, LLC is located at 700 Central Expy South, Suite 500, Allen, TX 75013; Phone: 877.782.8895; Hours of Operation are Monday-Friday 7:00am-10:00pm, Saturday 8:00am-2:00pm Central Time.