*Disclaimer: The articles, illustrations, testimonials, and examples given in this website are in no way indicative of the actual results you may experience by using Halo Financial Services, LLC's Debt Settlement process. No specific outcome is expressed, implied or promised, and your actual results may vary. If you settle a debt with a creditor for less than the full balance, you may have to pay income taxes on the amount by which the debt was reduced. Consult your attorney or CPA for more details. Halo Financial Services, LLC is not a law firm and does not offer legal, accounting, or tax advice. Debt services may not be available in all states. Halo Financial Services, LLC is located at 700 Central Expy South, Suite 500, Allen, TX 75013; Phone: 877.782.8895; Hours of Operation are Monday-Friday 7:00am-10:00pm, Saturday 8:00am-2:00pm Central Time.